About

Incident & Escalation Protocol

Varqus converts structural signals into procedural action. Signals without response become exposure.


Trigger Events

Typical trigger events include:

  • Counterparty not present in KYB or KYS registry
  • IBAN and name mismatch
  • Introduction of new banking coordinates
  • Transfer above predefined monetary threshold
  • Counterparty reaching 20 percent annual concentration
  • Case reaching 12-month expiry

Triggers activate structured review.

Escalation Levels

Level 1 — Review
Reassessment of documentation, rationale, and exposure.

Level 2 — Enhanced Due Diligence
Expanded structural analysis and deeper verification.

Level 3 — Decision Gate
Temporary suspension of onboarding, payment, or continuation until governance alignment is restored.

Escalation intensity aligns with monitoring tier and risk appetite.

Monitoring Context

Detection may occur:

  • During annual refresh
  • During monthly monitoring
  • In real time via API-based transaction connectivity

Reduced latency increases protective capacity.